Category Archives: Financial Planning

What to look for in a debt fund investment?

What to look for in a debt fund investment?

For investors, the debt fund investment is a happy hunting ground as it can add value to their overall portfolio. For different investment needs, debt mutual funds offer great solutions… Read more »

Annuity Retirement Plan

Which annuity retirement plan I should choose

After years of struggle and hard work,we finally reach a point when we bid farewell to our beloved office cubicles and professional life. Retirement sounds blissful but it has some… Read more »

Can I have a PPF account and pension plan simultaneously?

Public Provident Fund (PPF) scheme is a popular long term investment option that is being backed by the Government of India. It provides interest rates and returns that are fully… Read more »

Pension Plan

Why does one need pension plans? Everything you need to know.

Retirement is usually when people wish to indulge in activities they have not able to do like all their life, explore and travel the world. Also, growing age inflicts infirmities… Read more »

how compound interest grows

Power of Compounding and everything you should know about it

Investments are always considered superior for wealth accumulation when compared to savings. It has a wider margin for capital gains and some avenues such as stock market can get you… Read more »

MIPs are hybrid mutual funds that invest 70-80 percent of the capital in debt instruments like debentures, government securities, etc. while the rest of the capital is invested in equity. The purpose of MIPs are to provide steady income to its investors periodically.

Monthly Income Plans – But are they safe?

Investment in stock market is both risky and profitable which makes it a double-edged sword in terms of wealth accumulation. Despite various success stories, there is no guarantee that it… Read more »

What is a Portfolio Investment Scheme (PIS)?

Non-resident Indians who wish to invest in Indian stocks and bonds and be a part of the India growth story, can do so under the RBI’s Portfolio Investment Scheme (PIS)…. Read more »

What are relief bonds/RBI bonds/infra bonds?

The Reserve Bank of India (RBI) being the central bank as well as the banker to the government, often issues bonds in the market in order to borrow money to… Read more »

mutual fund ratios

Mutual fund ratios – What they mean and how to use them

Investors have a tendency to evaluate their mutual fund portfolio on the basis of the returns that it generates vis-à-vis benchmark returns. However, for the diligent investor, it is not… Read more »