Automobiles are one of the most prized possessions that a person can own in today’s time. They cost a lot but also make our lives much easier. Initially, everybody loves their car and to keep it away from damages is a priority. However, as the months or years pass, your attention towards your vehicle decreases and you turn complacent towards its servicing and maintenance.
Since, cars are just machines they tend to deteriorate overtime; this deterioration often results in problems like sudden breakdowns among other issues.
Dragging your car to a garage can be an arduous task especially if it breaks down in the middle of nowhere and there is no garage. In the worst-case scenario, if your car is too old, getting it repaired immediately becomes an immediate expense.
While you are thinking of ways to reach your destination on time, take a moment to consider the measures you could have taken in the past to avoid such a situation. You might be thinking that a routine servicing session could have been the right solution, but do you know your car insurance policy could have helped you better?
Insurance nowadays is not just limited to providing cover after the occurrence of a major incident; it has diversified to offer comprehensive coverage for minor damages as well. Moreover, in the case of motor insurance, the insurance providers have modified policies to offer better coverage and recently they have also introduced the benefit of riders on car insurance.
Riders are known to enhance policies and make them more specific, they make the policies more beneficial for the insured by widening the cover spectrum. Whereas, car insurance riders not only benefit the vehicle but the car owners as well. There are some riders that particularly focus on providing cover if the vehicle is damaged; one such rider is Road Assistance cover.
Road Assistance cover can be a savior if your car breaks down in the middle of nowhere. With this rider, you can escape the dilemma with just one call. To use this rider, you have to call the assistance number given to you by your insurance provider and tell them your location.
Once your complaint is registered, the company’s mechanic will reach your location. Moreover, the expense incurred for the repairs will be covered by the insurance policy provider. A road assistance rider covers Towing service, Battery jump start, Spare key arrangement, Alternate battery/Jump start, Phone assistance, Alternate transport/Accommodation, Emergency fuel and Minor repairs.
If you are about to renew your car insurance, this is the right time to consider a rider like Road Assistance cover. As it will keep you stress free and save you from wasting your energy on dragging your car to the garage.
To better understand a car insurance policy or to avail financial planning assistance in the purchase of a vehicle, write to us at PL-India Motor Insurance and we shall revert at the soonest. Alternatively, do email us at insurance@plindia.com