Tata Capital Limited was incorporated as Primal Investments & Finance Limited' as a public limited company, on March 8, 1991, with the Additional Registrar of Companies, Maharashtra at Bombay and commenced its operations pursuant to a certificate for commencement of business dated April 1, 1991. Subsequently, the name of the Company was changed to Tata Capital Limited' and a fresh certificate of incorporation dated May 8, 2007 was issued by the Registrar of Companies, Mumbai.
Tata Capital Limited is the flagship financial services company of the Tata Group and a wholly owned subsidiary of Tata Sons Private Limited. Since the commencement of its lending operations in September, 2007. Company has served 7.3 million customers up to June 30, 2025. Company is categorized as an Upper Layer NBFC by RBI. Through comprehensive suite of 25+ lending products, Tata Capital cater to a diverse customer base comprising salaried and self-employed individuals, entrepreneurs, small businesses, small and medium enterprises and corporates. Additionally, it distribute third-party products viz. insurance and credit cards, offer wealth management, and act as sponsor and investment manager to PE funds.
Through Tata Capital, Tata Group has made the entry into financial services. The Company was set up to cater the investment or financial needs of the retail and institutional customers. Tata Capital Limited is an engaged in two businesses, namely Fund based and Fee based activity. Tata has an e ...xtensive distribution network consisting of 1,516 branches as at June 30, 2025.
The Company entered into the retail asset financing business in a phased manner with an initial focus on auto and personal loans. On September 1, 2007, Company started infrastructure financing business by acquiring the construction equipment (CEQ) financing business from Tata Motors Limited and Tata Motors Finance Limited. Later, in December 2007, it commenced auto finance business. In February 2008, it launched personal loan business. In June 2008, the Company acquired 4,02,56,111 equity shares representing 24% stake in Tata Autocomp Systems Limited (TACO). Company launched private equity business in 2009. The Company incorporated the erstwhile wholly owned subsidiary, TCFSL, to house the NBFC business in 2010.
Pursuant to a Scheme of Arrangement amongst Tata Motors Finance Solutions Limited (TMFL), the Company and their respective shareholders, the entire business of TMFL has been transferred to the Company w.e.f. April 1, 2024 and the Scheme is made effective from May 8, 2025. In terms of consideration, the Board has allotted and issued 183,867,495 Equity Shares to TMF Holdings Limited. Through the merger of TMFL with the Company, Company strengthened the presence in the commercial vehicle and passenger car financing markets. The merger consolidated the lending businesses of Company and TMFL, creating a larger unified financial services entity with wider geographical reach, and stronger capital and asset base in FY 2025.
The Company has launched the IPO by issuing 475,824,280 equity shares having the face value of Rs 10 each, by raising funds of Rs 15,511 crores, consisting a fresh issue of 210,000,000 equity shares aggregating to Rs 6846 Cr and the offer for sale of 265,824,280 equity shares aggregating to Rs 8,665 Cr in October, 2025.
FAQs on Tata Capital Ltd
1. Can I buy Tata Capital Ltd from PL Capital? ›
Yes, you can invest in Tata Capital Ltd shares directly through PL Capital. Our platform provides a seamless and secure way to buy, hold, and track Tata Capital Ltd stock along with other leading companies listed on the NSE and BSE. Simply open a Demat and trading account with PL Capital, and you’ll be able to trade Tata Capital Ltd as well as diversify your portfolio across equities, mutual funds, IPOs, and more.
2. Does Tata Capital Ltd pay dividends? ›
Yes, Tata Capital Ltd has a consistent history of rewarding its shareholders through dividend payouts. Dividend frequency and amounts vary depending on the company’s financial performance and board approvals. Investors holding Tata Capital Ltd shares on the record date announced by the company are eligible to receive dividends directly into their bank accounts linked with their Demat holdings.
3. What is the current share price of Tata Capital Ltd ? ›
As of
01-Feb-2026 , 15:59:03 the share price for Tata Capital Ltd. is ₹ 337.9 on the NSE (Note: Prices are dynamic and update frequently during market hours).
4. What is the 52-week high and low of Tata Capital Ltd ? ›
The 52-week high and low of Tata Capital Ltd share price is ₹ 315.1 - ₹ 367.3 as of
01-Feb-2026 , 15:59:03 .
