Usha Financial Services Limited was incorporated as a Private Limited Company as 'Usha Financial Services Private Limited' with Registrar of Companies, Delhi dated May 16, 1995. Further, Company converted the status into a Public Limited Company from 'Usha Financial Services Private Limited' to 'Usha Financial Services Limited' & Registrar of Companies, Delhi issued a new Certificate of Incorporation dated October 12, 2022.
The initial promoters were Mr. Satya Parkash Gupta and Ms. Usha Gupta. Thereafter, in financial year 2014- 15, Mr. Rajesh Gupta and Mr. Anoop Garg acquired the majority shareholding in the Company.
The Company is a non-banking finance company (NBFC) registered with the Reserve Bank of India as a NBFC-ICC (Investment & Credit) - base layer- non-systemically important non-deposit taking NBFC. It provide lending solutions to fellow NBFCs and corporates, MSMEs, and individual, particularly to women entrepreneurs. Their services also extend to Electric vehicle (EV) financing. They provide a diversified range of financial products to individuals, body corporates, NBFCs and MSMEs.
The Company launched the IPO by issuing 58,60,000 equity shares of face value of Rs 10 each by raising funds of Rs 98.45 crores in October, 2024.
In FY 2025, Assets Under Management (AUM) of the Company stood at Rs. 410.70 crore. Total disbursements by the company crossed Rs 470 crore, reflecting strong demand across MSMEs, NBFC-on-lending, and other segments. Net worth of ... the company almost doubled down to Rs 211.15 crore, further strengthening the balance sheet. Capital to Risk-Weighted Assets Ratio (CRAR) improved to 49.78%, significantly above the regulatory requirement, ensuring financial strength for future expansion. Company expanded into priority segments, including micro-entrepreneurs, small businesses, and emerging areas such as electric vehicle financing though on-lending to NBFCs and its own branches.
FAQs on Usha Financial Services Ltd
1. Can I buy Usha Financial Services Ltd from PL Capital? ›
Yes, you can invest in Usha Financial Services Ltd shares directly through PL Capital. Our platform provides a seamless and secure way to buy, hold, and track Usha Financial Services Ltd stock along with other leading companies listed on the NSE and BSE. Simply open a Demat and trading account with PL Capital, and you’ll be able to trade Usha Financial Services Ltd as well as diversify your portfolio across equities, mutual funds, IPOs, and more.
2. Does Usha Financial Services Ltd pay dividends? ›
Usha Financial Services Ltd does not currently pay dividends. Investors in this case primarily benefit from capital appreciation, where the value of the stock may rise over time depending on business growth and market conditions.
3. What is the current share price of Usha Financial Services Ltd ? ›
As of
01-Jan-1980 , 00:00:00 the share price for Usha Financial Services Ltd. is ₹ 29.2 on the NSE (Note: Prices are dynamic and update frequently during market hours).
4. What is the 52-week high and low of Usha Financial Services Ltd ? ›
The 52-week high and low of Usha Financial Services Ltd share price is ₹ - ₹ as of
01-Jan-1980 , 00:00:00 .
