Dar Credit & Capital Limited was originally incorporated as a Public Limited Company vide Certificate of Incorporation dated August 10, 1994 and Certificate of Commencement of Business dated August 16, 1994 was issued by Registrar of Companies, West Bengal.
The Company offers three primary types of financial products: (i) Personal Loans, (ii) Unsecured MSME Loans, and (iii) Secured MSME Loans. It specializes in offering credit solutions to low-income individuals, particularly those in class-four (Group D) employment role such as cleaners, sweepers, and peons working in municipalities. It also extends credit to small-scale shopkeepers, traders, manufacturers, persons engaged in the Agri & Agri allied business and vendors, with a strong focus on empowering women entrepreneurs. With extens ...ive experience in the financing and investment sector in India, Company has built a deep understanding of the market since its inception. In addition to the headquarters in Kolkata and regional office in Jaipur, DCCL operates through its branch offices across West Bengal, Rajasthan, Bihar and Jharkhand also Camp Offices are set up in the States of Madhya Pradesh and Gujarat.
Company obtained Certificate of Registration from Reserve Bank of India (RBI) as a Non-Banking Finance Company on June 28, 2007. Over the past 30 years, Company has developed a profound understanding of the financial needs of underbanked and underserved customers. DAR Holdings Private Limited got merged with the Company in 2014. Similarly, ABAN Holdings Private Limited was merged with the Company in 2018. Further, Debentures of the Company got listed on BSE Limited since February 17, 2021. Company has received 'CARE BBB-' Stable Ratings on December 23, 2023.
The loan management system plays a crucial role in efficiently managing our loan portfolio, providing vital support for decision making and daily operations. It encompasses a wide range of functions, including asset management, core financial activities, risk management, document processing, and customer service throughout the entire loan lifecycle. To fulfill operational requirements, Company rely on Vijay software, developed by Qbent Technologies Private Limited, as a primary financial solution. This software streamlines loan management processes, in collections management, tracking field staff, and reporting collection data.
Company came up with the initial public offering of issuing 42,76,000 fresh issue of equity shares of Rs 10 each by raising funds aggregating to Rs 26 Crore in May, 2025.
1. Can I buy Dar Credit & Capital Ltd from PL Capital? ›
Yes, you can invest in Dar Credit & Capital Ltd shares directly through PL Capital. Our platform provides a seamless and secure way to buy, hold, and track Dar Credit & Capital Ltd stock along with other leading companies listed on the NSE and BSE. Simply open a Demat and trading account with PL Capital, and you’ll be able to trade Dar Credit & Capital Ltd as well as diversify your portfolio across equities, mutual funds, IPOs, and more.
2. Does Dar Credit & Capital Ltd pay dividends? ›
Yes, Dar Credit & Capital Ltd has a consistent history of rewarding its shareholders through dividend payouts. Dividend frequency and amounts vary depending on the company’s financial performance and board approvals. Investors holding Dar Credit & Capital Ltd shares on the record date announced by the company are eligible to receive dividends directly into their bank accounts linked with their Demat holdings.
3. What is the current share price of Dar Credit & Capital Ltd ? ›
As of
05-12-2025 the share price for Dar Credit & Capital Ltd. is 48 on the NSE (Note: Prices are dynamic and update frequently during market hours).
4. What is the 52-week high and low of Dar Credit & Capital Ltd ? ›
The 52-week high and low of Dar Credit & Capital Ltd share price is ₹ 44 - ₹ 66 as of
05-12-2025 .
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