Indian Railway Finance Corporation Ltd Live Price Chart
Low: ₹114.26High: 116.5
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Indian Railway Finance Corporation Ltd Technicals
Current Price
₹ 114.71-1.29 (-1.11%)
EMASMA
20 Day
₹ 118.170
50 Day
₹ 119.512
100 Day
₹ 121.581
200 Day
₹ 126.356
20 Day
₹ 118.993
50 Day
₹ 118.620
100 Day
₹ 121.362
200 Day
₹ 126.843
Indian Railway Finance Corporation Ltd Performance
Previous Close
₹ 116
High
₹ 116.5
Volume
14878650
52W Range
₹ 108.04 - ₹ 148.95
Open
₹ 116
Low
₹ 114.26
Market Cap
₹ 150092 Cr
Indian Railway Finance Corporation Ltd Fundamentals
ROCE
12.525
P/E Ratio
21.630
P/B Ratio
2.680
Industry P/E
2.680
Debt to Equity
25.575
ROE
12.374
EPS
5.360
Dividend Yield
1.380
Book Value
43.330
Face Value
10.000
Indian Railway Finance Corporation Ltd Financials
Particulars
Y202503
Y202403
Y202303
Y202203
Y202103
Total Revenue
27156.41
26655.92
23762.771
20301.597
15770.862
Total Expenses
20654.41
20243.81
17595.615
14211.442
11354.731
Profit After Tax
6502
6412.11
6167.156
6089.836
4416.131
Indian Railway Finance Corporation Ltd Shareholding Pattern
Promoter Holdings
86.364 %
FIIs
0.981 %
DIIs
1.185 %
MutualFund
0.364 %
Retail
10.571 %
Others -
0.536 %
About Indian Railway Finance Corporation Ltd
History of Indian Railway Finance Corporation Ltd
Indian Railway Finance Corporation Limited was incorporated on December 12, 1986 as the dedicated funding arm of the Indian Railways for mobilizing funds from domestic as well as overseas Capital Markets. Thereafter, The Company received a Certificate of Commencement of Business from the RoC on December 23, 1986. The MCA, through its notification dated October 8, 1993, classified the Company as a Public Financial Institution and subsequently, Company was registered with RBI to carry on the business of a non-banking financial institution, pursuant to a certificate of registration dated February 16, 1998. Dated March 17, 2008, RBI classified Company as a non-deposit accepting asset finance non-banking financial company.
IRFC is a Navratna and Schedule A' Public Sector Enterprise under the administrative control of the Ministry of Railways, Govt. of India. It is also registered as Systemically Important Non-Deposit taking Non-Banking Financial Company (NBFC - ND-SI) and Infrastructure Finance Company (NBFCIFC) with Reserve Bank of India (RBI). In more than 38 years of existence, IRFC has played a significant role in supporting the expansion of the Indian Railways and related entities by financing a significant proportion of its annual plan outlay.
IRFC a Government of India undertaking under the Ministry of Railways, plays a significant role in funding the Indian Railways. Their main business is leasing of rolling stock assets, railway infrastructure assets and lending to ...other entities. The MoR is responsible for procurement of Rolling Stock Assets and for improvement, expansion and maintenance of Project Assets.
The primary objective of IRFC is to meet the predominant portion of Extra Budgetary Resources' (EBR) requirement of the Indian Railways through market borrowings at the most competitive rates and terms. IRFC's cumulative funding to rail sector has crossed Rs.5.04 lakh crore as of 31st March, 2022. The funds are utilized for acquiring rolling stock assets and also building up infrastructure, constituting significant part of annual capital expenditure of Indian Railways. So far, it has funded acquisition of 13764 locomotives, 76735 passenger coaches, 265815 wagons, which constitute around 75% of the total rolling stock fleet of Indian Railways. From 2011-12 onwards, IRFC has forayed into funding of railway projects and capacity enhancement works. IRFC has also been lending to various entities in Railway sector like Rail Vikas Nigam Limited (RVNL), Railtel, Konkan Railway Corporation Limited (KRCL), Pipavav Railway Corporation Limited (PRCL) etc.
The Company is responsible for raising the finance necessary for such activities. Over the last three decades, the company has played a significant role in supporting the capacity enhancement of the Indian Railways by financing a proportion of its annual plan outlay. The Union Budget proposed a capital expenditure of Rs. 1,602 billion for the Indian Railways for Fiscal 2020, which was higher than the capital expenditure (revised estimate) of Rs. 1,388.58 billion in Fiscal 2019. The actual capital expenditure of the Indian Railways was Rs. 1,334 billion in Fiscal 2019. In Fiscal 2019, the company financed Rs. 525.35 billion accounting for 39.38% of the actual capital expenditure of the Indian Railways.
The Company follows a financial leasing model for financing the Rolling Stock Assets. The period of lease with respect to Rolling Stock Assets is typically 30 years comprising a primary period of 15 years followed by a secondary period of 15 years, unless otherwise revised by mutual consent. In terms of the leasing arrangements, the principal amount pertaining to the leased assets is effectively payable during the primary 15 years lease period, along with the weighted average cost of borrowing and a margin determined by the MOR in consultation with the company at the end of each Fiscal. Typically, the weighted average cost of borrowing factors in any expenses incurred by the company with respect to any foreign currency hedging costs and/ or losses (and gains, if any) as well as any hedging costs for interest rate fluctuations. For the second 15 year period, the company charges the Indian Railways a nominal rate which is subject to revision on mutually acceptable terms. The Company also follows a leasing model for Project Assets, which typically provides for lease periods of 30 years.
The total Capital Outlay (Capital Expenditure) of MoR for the year 2020-21 was Rs. 1,55,161 crore out of which IRFC's disbursement against the same was significant at Rs. 1,04,369.00 crore which constitutes 67.43% of total capital outlay for the year 2020-21. In development of additional terminals for handling rail cargos, a new 'Gati Shakti Multi-Modal Cargo Terminal (GCT)' policy was launched on 15 December, 2021.
As on 31st March 2025, 86.36% of the paid-up equity share capital of the Company comprising of 11,286,437,000 Equity Shares of Rs. 10/- each were held by President of India acting through administrative ministry i.e., Ministry of Railways (MoR). The balance 13.64% of paid-up equity share capital was held by public.
IRFC was granted 'Navratna' Status by DPE in March 2025 making it 26th CPSE to get such recognition.
FAQs on Indian Railway Finance Corporation Ltd
1. Can I buy Indian Railway Finance Corporation Ltd from PL Capital? ›
Yes, you can invest in Indian Railway Finance Corporation Ltd shares directly through PL Capital. Our platform provides a seamless and secure way to buy, hold, and track Indian Railway Finance Corporation Ltd stock along with other leading companies listed on the NSE and BSE. Simply open a Demat and trading account with PL Capital, and you’ll be able to trade Indian Railway Finance Corporation Ltd as well as diversify your portfolio across equities, mutual funds, IPOs, and more.
2. Does Indian Railway Finance Corporation Ltd pay dividends? ›
Yes, Indian Railway Finance Corporation Ltd has a consistent history of rewarding its shareholders through dividend payouts. Dividend frequency and amounts vary depending on the company’s financial performance and board approvals. Investors holding Indian Railway Finance Corporation Ltd shares on the record date announced by the company are eligible to receive dividends directly into their bank accounts linked with their Demat holdings.
3. What is the current share price of Indian Railway Finance Corporation Ltd ? ›
As of
05-Feb-2026 , 16:00:04 the share price for Indian Railway Finance Corporation Ltd. is ₹ 114.71 on the NSE (Note: Prices are dynamic and update frequently during market hours).
4. What is the 52-week high and low of Indian Railway Finance Corporation Ltd ? ›
The 52-week high and low of Indian Railway Finance Corporation Ltd share price is ₹ 108.04 - ₹ 148.95 as of
05-Feb-2026 , 16:00:04 .
