• Open Account

Franklin India Retirement Fund (IDCW)

Retirement Fund • OPEN
NAV as of Apr 15, 2026
₹207.39
1 day change
Returns since inception
11.00%
CAGR
AUM (Fund size)
₹485 Cr
NAV: ₹ 207.39
as on Apr 15, 2026
Franklin India Retirement Fund (IDCW)

Franklin India Retirement Fund (IDCW) Overview

AUM (Fund size) ₹ 485 Cr
Expense ratio 2.28 %
Exit load 3%, if redeemed before the age of 58 years (subject to a 3 year lock-in period) NIL, if redeemed after the age of 58 years
Plan type Regular Fund
Risk Moderately High
Lock-in Period Nil
Benchmark 40% Nifty 500+60% Crisil Composite Bond Fund Index
Min. investment SIP: ₹500    Lumpsum: ₹500
Age 29 yrs 1 m since Mar 03, 1997
Tax implication STCG Tax: As per your Income Tax Slab, if redeemed before 3 Years, LTCG Tax: 20% with indexation benefitu00a0 post 3 Years

Holdings Distribution

Debt
59.90%
Banks
9.56%
IT-Software
3.19%
Cash & Others
2.31%
Construction
2.09%

Top Holdings

N A B A R D 9.51%
Jubilant Bevco 6.62%
GSEC2065 5.70%
S I D B I 5.48%
Bajaj Housing 5.48%
Poonawalla Fin 5.41%
LIC Housing Fin. 5.40%
NABFID 5.36%
Net CA & Others 5.11%
Jubilant Beverag 3.92%

Peer Comparison

Fund Name 1Y 3Y 5Y
Franklin India Retirement Fund (IDCW) 2.32% 9.57% 7.79%

Scheme Information

Franklin India Retirement Fund (IDCW) was launched on 03/03/1997. The fund manages ₹485 Cr in assets. Its current expense ratio is 2.28%.

Fund Manager: Rajasa Kakulavarapu

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FAQs on Franklin India Retirement Fund (IDCW)

The current expense ratio of Franklin India Retirement Fund (IDCW) is 2.28%.

The AUM of Franklin India Retirement Fund (IDCW) is ₹485 crore.

Log in to your investment platform, select the fund, enter units or amount, and confirm the redemption request.

Yes, Franklin India Retirement Fund (IDCW) allows both SIP and lump sum investments.

The latest NAV is ₹207.39.

Minimum SIP starts from ₹500.

Redemption can be done via AMC website or your investment platform.

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