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UTI-Banking and Financial Services Fund (IDCW)

Sectoral / Thematic • OPEN
NAV as of Apr 29, 2026
₹189.27
1 day change
Returns since inception
14.20%
CAGR
AUM (Fund size)
₹1,213 Cr
NAV: ₹ 189.27
as on Apr 29, 2026
UTI-Banking and Financial Services Fund (IDCW)

UTI-Banking and Financial Services Fund (IDCW) Overview

AUM (Fund size) ₹ 1,213 Cr
Expense ratio 2.16 %
Exit load 1.00% - If redeemed / switched out less than one year from the date of allotment. Nil - If redeemed / switched out greater than or equal to one year from the date of allotment.
Plan type Regular Fund
Risk Very High
Lock-in Period Nil
Benchmark Nifty Financial Services TRI
Min. investment SIP: ₹500    Lumpsum: ₹5,000
Age 22 yrs 1 m since Mar 09, 2004
Tax implication STCG Tax: 15% if redeemed before 1 Year, LTCG Tax: 10% without indexation benefit exceeding Rs. 1 lakh post 1 Year

Holdings Distribution

Banks
61.41%
Finance
21.33%
Insurance
8.11%
Capital Markets
4.81%
Cash & Others
2.79%

Top Holdings

ICICI Bank 14.46%
HDFC Bank 13.57%
Axis Bank 10.62%
Kotak Mah. Bank 9.47%
Bajaj Finance 5.91%
SBI 4.84%
Shriram Finance 4.76%
Bajaj Finserv 3.31%
Multi Comm. Exc. 2.95%
Net CA & Others 2.79%

Peer Comparison

Fund Name 1Y 3Y 5Y
UTI-Banking and Financial Services Fund (IDCW) 2.39% 13.86% 12.72%
DSP Natural Resources & New Energy Fund (IDCW) 33.02% 23.96% 16.62%
DSP Natural Resources & New Energy Fund (G) 33.03% 23.96% 18.51%
HDFC Small Cap Fund (G) 7.06% 16.39% 19.08%
HDFC Small Cap Fund (IDCW) 7.08% 16.01% 18.85%
Sundaram Fin Serv Opportunities (IDCW) 2.20% 15.74% 14.79%

Scheme Information

UTI-Banking and Financial Services Fund (IDCW) was launched on 09/03/2004. The fund manages ₹1,213 Cr in assets. Its current expense ratio is 2.16%.

Fund Manager: Amit Premchandani

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FAQs on UTI-Banking and Financial Services Fund (IDCW)

The current expense ratio of UTI-Banking and Financial Services Fund (IDCW) is 2.16%.

The AUM of UTI-Banking and Financial Services Fund (IDCW) is ₹1,213 crore.

Log in to your investment platform, select the fund, enter units or amount, and confirm the redemption request.

Yes, UTI-Banking and Financial Services Fund (IDCW) allows both SIP and lump sum investments.

The latest NAV is ₹189.27.

Minimum SIP starts from ₹500.

Redemption can be done via AMC website or your investment platform.

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