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Tata Retirement Savings Fund - Conservat-Dir (G)

Retirement Fund • OPEN
NAV as of May 19, 2026
₹37.86
1 day change
Returns since inception
9.55%
CAGR
AUM (Fund size)
₹164 Cr
NAV: ₹ 37.86
as on May 19, 2026
Tata Retirement Savings Fund - Conservat-Dir (G)

Tata Retirement Savings Fund - Conservat-Dir (G) Overview

AUM (Fund size) ₹ 164 Cr
Expense ratio 1.02 %
Exit load Nil - If redeemed or switch out on or after attainment of retirment age i.e. 60years Nil - In case of Auto switch out of units on occurrence of Auto switch trigger event. 1% - If redeemed before 61 months from the date of allotment.
Plan type Direct Fund
Risk Moderately High
Lock-in Period Nil
Benchmark CRISIL Short Term Debt Hybrid 75+25 Index
Min. investment SIP: ₹150    Lumpsum: ₹5,000
Age 13 yrs 4 m since Jan 01, 2013
Tax implication STCG Tax: As per your Income Tax Slab, if redeemed before 3 Years, LTCG Tax: 20% with indexation benefitu00a0 post 3 Years

Holdings Distribution

Debt
67.90%
Cash & Others
5.46%
Banks
3.90%
Capital Markets
3.88%
Finance
1.77%

Top Holdings

GSEC2034 21.26%
GSEC2030 9.38%
GSEC2027 9.35%
Reverse Repo 8.65%
Jamnagar Utiliti 6.11%
GSEC2052 6.01%
GSEC2065 5.60%
Shivshakti Securitisation Trust 3.02%
Net CA & Others 2.04%
Solar Industries 1.64%

Peer Comparison

Fund Name 1Y 3Y 5Y
Tata Retirement Savings Fund - Conservat-Dir (G) 3.24% 8.77% 7.37%

Scheme Information

Tata Retirement Savings Fund - Conservat-Dir (G) was launched on 01/01/2013. The fund manages ₹164 Cr in assets. Its current expense ratio is 1.02%.

Fund Manager: Murthy Nagarajan

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FAQs on Tata Retirement Savings Fund - Conservat-Dir (G)

The current expense ratio of Tata Retirement Savings Fund - Conservat-Dir (G) is 1.02%.

The AUM of Tata Retirement Savings Fund - Conservat-Dir (G) is ₹164 crore.

Log in to your investment platform, select the fund, enter units or amount, and confirm the redemption request.

Yes, Tata Retirement Savings Fund - Conservat-Dir (G) allows both SIP and lump sum investments.

The latest NAV is ₹37.86.

Minimum SIP starts from ₹150.

Redemption can be done via AMC website or your investment platform.

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