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UTI-Retirement Fund - Direct

Retirement Fund • OPEN
NAV as of May 07, 2026
₹65.74
1 day change
Returns since inception
10.11%
CAGR
AUM (Fund size)
₹4,630 Cr
NAV: ₹ 65.74
as on May 07, 2026
UTI-Retirement Fund - Direct

UTI-Retirement Fund - Direct Overview

AUM (Fund size) ₹ 4,630 Cr
Expense ratio 1.15 %
Exit load (A) Less than One year - 1% (B) Greater than or equal to One year - Nil
Plan type Direct Fund
Risk High
Lock-in Period Nil
Benchmark CRISIL Short Term Debt Hybrid 60+40 Index
Min. investment SIP: ₹500    Lumpsum: ₹500
Age 13 yrs 4 m since Jan 01, 2013
Tax implication STCG Tax: As per your Income Tax Slab, if redeemed before 3 Years, LTCG Tax: 20% with indexation benefitu00a0 post 3 Years

Holdings Distribution

Debt
59.46%
Banks
6.59%
IT-Software
3.99%
Pharmaceuticals & Biotech
2.49%
Cash & Others
2.39%

Top Holdings

GSEC2037 7.02%
GSEC2040 6.68 3.55%
GSEC2030 3.18%
HDFC Bank 2.82%
GSEC2055 7.24 2.63%
HDFC Bank 2.59%
ICICI Bank 2.40%
Net CA & Others 2.39%
Infosys 1.89%
Power Fin.Corpn. 1.67%

Peer Comparison

Fund Name 1Y 3Y 5Y
UTI-Retirement Fund - Direct 3.12% 11.35% 10.93%

Scheme Information

UTI-Retirement Fund - Direct was launched on 01/01/2013. The fund manages ₹4,630 Cr in assets. Its current expense ratio is 1.15%.

Fund Manager: Anurag Mittal

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FAQs on UTI-Retirement Fund - Direct

The current expense ratio of UTI-Retirement Fund - Direct is 1.15%.

The AUM of UTI-Retirement Fund - Direct is ₹4,630 crore.

Log in to your investment platform, select the fund, enter units or amount, and confirm the redemption request.

Yes, UTI-Retirement Fund - Direct allows both SIP and lump sum investments.

The latest NAV is ₹65.74.

Minimum SIP starts from ₹500.

Redemption can be done via AMC website or your investment platform.

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